Warren Craig

Licensed Loan Originator 510-LO-32215

Mortgage Advisor

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Warren Craig's clients are fortunate. Not only is he completely focused on their needs, but Warren's gentle, low-key style belies a sharp, tenacious advocate who will work hard on their behalf.

Uncommon Commitment
Unlike a commercial bank or credit union where only the institution's products will be recommended, Warren brokers mortgages from the entire lending industry―including banks―to find the program with the most attractive features and rates.

A mortgage professional since 1993, Warren has employed different lending approaches throughout a variety of economic conditions. This is knowledge that less-experienced mortgage professionals lack.

For example, he recently worked with an Eastern Washington couple. Their manufactured home and poor credit scores placed obstacles in the way of their goal to refinance and pay off consumer debt. Not only that, but they wanted to borrow the full value of the home. Few lenders will do this with low scores.

Over a period of more than a year Warren worked with the couple on an action plan to improve their scores. At last, the time came to apply for the loan. One by one, five lenders declined to take the deal. After each turn-down, Warren approached the next lender―stopping only when he found one that would take the loan. This sort of commitment is rare in the mortgage industry.

Skills to Get Things Done
Beyond traditional programs, Warren may recommend specially designed financing that is available through governmental agencies or nonprofits. These lesser-known programs can offer attractive terms for homeowners and investors alike.

When it comes to processing the loan, Warren comments, "I'm detailed and determined about getting things done. I simply do everything I can to make sure loans close on time."

More to Offer
Warren works extensively with residential lending, whether for first-time home buyers, home owners of many years, or the investor. His experience spans financing for custom construction, commercial, and investment purposes. And to meet the needs of the boomer generation, Warren has studied and worked with reverse mortgages.

When appropriate, Warren can involve other carefully selected specialists, such as C.P.A.s, real estate agents, attorneys, and financial planners. Warren points out that this well-rounded team of professionals supports his clients in meeting their life-long financial goals.

With Warren Craig, your mortgage advisor for life.