Rhonda Barnes-Heffernan

Licensed Loan Originator 510-LO-39778

Mortgage Advisor

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Dreams Approved Daily

I am a Mortgage Advisor:

I help my clients successfully manager their home equity to increase liquidity, safety, rate of return and tax deduction. As a Mortgage Advisor, providing you the best service is a priority!

Approving your Home Buying Dream:

Buying a home is probably the biggest financial investment you will ever make. Sometimes there are detours that take you off track. While life is not always perfect, that shouldn’t mean that you don’t deserve to buy a home.

Even if you have less than perfect credit, don’t worry. We work with lenders that look at your whole story instead of just your credit score. They make every effort to offer a loan that works best for your individual situation.

Contact me if you would like to attend a Real Estate Investment or First Time Home Buying seminar.

The Home Buying Process:

Contact me for a copy of my booklet “Personal Guide to Home Buying Success”. Whether you are buying your first home, your first investment property or if you are a seasoned veteran; the more you know about the process, the easier it will be. The hardest part is knowing where to begin. This valuable book will explain the entire process to you and help you prepare for a successful closing.

Attention: Real Estate Agents and Financial Advisors:

If you are interested in speaking at one of my First Time Home buying or Real Estate Investment seminars, please contact me.

About Me

I will provide financial solutions for real estate professionals, their clients, individuals and families to assist in accomplishing their goals. Many of my clients are referrals from real estate agents, insurance and investment professionals assisting in achieving their client's goals. In the process, I have been fortunate to serve the professional community for their personal needs as well.

My true, long term relationship with the client begins with the closing. When I handle the transaction in a manner that creates a high degree of client satisfaction possible, I have earned their business, as well as all of their referrals. I do this in three steps.

1. I analyze my client’s current financial situation (where they are now), and, through the interview process, establish their priorities, regarding their financial wishes (where they want to be). I then match their current financial situation & future financial wishes with a mortgage solution that is tailor made to their goals (it gets them on the road to where they want to be) that best aligns with the client’s life style.
2. Once the client and I have agreed on the loan program, I strive to expeditiously close the transaction with the least amount of inconvenience.
3. Once the loan closes, my job truly begins. Through consistent application of my database & client retention contact program, I stay in touch with my clients on a regular basis, & advise them on how to best help themselves overcome their challenges, adding true value to the relationship. In the long term, we provide the client with a “one stop shop” for all current market trends & professional service referrals.

My mission is to create “raving fans” by providing customer service that is “Legendary” not just “reasonable”.

In conclusion, I earn the right to be a trusted financial advisor and mortgage planner by providing them with value so that they consider me to be an integral part of their lives. At this point, they have become clients not just for one transaction, but for life.