Professional knowlege, flawless integrity and ethics, and Chris Ward's dedication to caring for his clients' needs―these are the reasons clients say they choose Chris as their mortgage planner.
More than a Loan Officer
As a mortgage advisor and planner, Chris Ward's experience and knowledge enables him to give clients recommendations that will truly benefit them, which are tailored to their unique situation with an eye to their life-time financial goals. Unlike a commercial bank or credit union where only that institution's products will be recommended, Chris Ward can research and select from the entire lending industry to find the right loan program.
Chris spends the time necessary to learn about and understand each client's situation and their long-term goals―as well as their near-term needs. Moreover, Chris considers important factors, such as:
Tax consequences.
Real estate asset and equity building.
Economic ups and downs.
Long after the loan closes, Chris stays in touch to proactively make recommendations, to update his clients on market changes and how it can affect them, and help them strategically move forward on their financial goals.
A "No-Surprises" Loan Process
Chris wants those who work with him to be comfortable with what is happening while the loan is processed. And so rare today, clients find that they can reach Chris promptly when they have questions.
Chris believes in preparing people for what to expect. "No unpleasant last-minute surprises," says Chris. "That's the way I work. For instance, my team and I hold a pre-closing review with each client, to go over the forms and charges. We explain what they'll see at the closing table. We stand behind those figures too."
Team Approach
Thanks to a tight working relationship and the assistance of his team members, Lisa Maxey and Brie Sidener, Chris is able to focus on his clients' needs to give the support and thoughtful mortgage planning services people require today.